On Thursday, Governor Andrew Cuomo announced 4,152 confirmed cases of coronavirus in New York State and made directives affecting businesses, mortgage holders, and hospitals.

He signed an executive order mandating businesses that rely on in-office personnel to decrease their in-office workforce by 75 percent.

This follows his Wednesday directive that all businesses implement work-from-home policies.

Exemptions will be made for essential service industries, including shipping, media, warehousing, grocery and food production, pharmacies, health-care providers, utilities, banks and related financial institutions, and other industries critical to the supply chain.

Cuomo also announced the state’s Department of Financial Services has issued a new directive to New York State mortgage servicers to provide 90-day mortgage relief to mortgage borrowers impacted by the novel coronavirus. The directive includes:

— Waiving mortgage payments based on financial hardship;

— No negative reporting to credit bureaus;

— A grace period for loan modification;

— No late payment fees or online payment fees; and

— Postponing or suspending foreclosures.

Cuomo also asked the Department of Financial Services to instruct state-chartered banks to waive ATM fees, late fees, overdraft fees, and fees for credit cards to help lessen the financial hardship of the COVID-19 pandemic.

Building on his efforts to increase the state’s hospital surge capacity, Cuomo also announced an executive order allowing the state’s Department of Health to identify space within existing hospitals to increase bed capacity.

He announced new measures to free up staff and speed the admission and discharge processes at hospitals for 90 days. The Department of Financial Services will issue a directive to health insurers allowing scheduled surgeries and admissions without insurer preapproval and allowing inpatient hospital services without insurer approval.

Under the measure, insurers will pay inpatient hospital services and emergency services without waiting to review for medical necessity. It will also allow the discharge of patients to a rehabilitation center or nursing after an inpatient hospital stay without insurer pre-approval, and encourage self-funded plans to adopt these same provisions.